Bankruptcy Resources

Bankruptcy Resources

Azadegan Law Group, APC would like to offer the following links as a courtesy to consumers who are in search of information regarding bankruptcy, debt and other credit issues. Our hope is that you find this information to be helpful.

Bankruptcy Law

If you are interested in the rules of bankruptcy cases, the Federal Rules of Bankruptcy Procedure can inform you about the entire proceeding starting with the filing of a petition. The language of these rules is very dense and full of legalese, however.

For more information about the role of the trustee in the bankruptcy proceeding, visit these links for the U.S Trustee Program and the U.S. Department of Justice.

Title 11 of the United States Code contains the U.S. Bankruptcy Code and you can download it in its entirety at this link. Individual chapters such as Chapter 13 wage earners plans or Chapter 7 liquidation at this link to U.S. House of Representatives are also available.

Basic information regarding bankruptcy can be found at the website for the U.S. Bankruptcy Courts, which also provides individual pages for Chapter 7, Chapter 13 and Bankruptcy Basics.

The State Bar of California provides a consumer information pamphlet titled “What Can I Do If I Can't Pay My Debts,” and the link for it can be found here.

The American Bar Association provides a Q&A section regarding Chapter 7 “straight bankruptcy” at its Division for Public Education.

The main office for Southern California counties is the United States Bankruptcy Court, Central District of California.

Resources For Credit And Debt Information

In 2009, the Credit Card Accountability, Responsibility and Disclosure Act (CARD) resulted in major changes in the ways credit card companies disclose information about interest rates and other terms on your bill. A summary of those requirements is provided by the Federal Reserve here.

Creditor harassment and the behavior of bill collectors are governed by the Federal Debt Collection Practices Act (FDCPA). The Federal Trade Commission (FTC) enforces the FCDPA and you can find more information on debt collection here.

You are legally entitled to a one free copy of your credit report from the three major consumer credit reporting agencies (Equifax, Experian and TransUnion) each year. A good strategy to keep your credit report accurate is to request a report from a different agency every four months. This allows you to monitor your credit report regularly for inaccuracies and old information. The official site for obtaining free credit reports is AnnualCreditReport.com.

Contact An Experienced Bankruptcy Attorney For Further Information

If you need further advice regarding your current financial situation or assistance with bankruptcy, debt settlement or related issues, please contact Azadegan Law Group, APC at (310) 340-1550 for a free initial consultation.

  • Michael H. Raichelson Photo
    Michael H. Raichelson

    Business Litigation & Bankruptcy Attorney

    Michael H. Raichelson has over 25 years of business, real estate and bankruptcy litigation experience, helping businesses and individuals throughout the United States and Internationally. In addition, while acting as General Counsel for a national litigation firm for several years, he supervised the legal department while personally participating in hundreds of litigated matters. Mr. Raichelson was born in Washington D.C. and was raised and educated in California. He grew up in the Los Angeles ...